Insurance for Tool & Die Makers
Insurance for Tool & Die Makers
Protecting California’s Tool & Die Makers with Industry-Focused Coverage
Tool and die makers form the backbone of the manufacturing world. From designing and building precision molds to producing high-tolerance parts, your work requires accuracy, experience, and heavy investment in specialized machinery. But with that precision comes risk — from machine breakdowns and employee injuries to fire, theft, and product liability exposures.
At Metal Shop Insurance, we understand the intricate operations behind every tool and die manufacturing shop. Our team provides comprehensive insurance solutions built to protect your facility, equipment, and employees, while ensuring business continuity even in the face of unforeseen disruptions. Whether you operate a small precision machine shop or a large-scale die-making operation, we design policies that cover your unique exposures and meet California’s strict insurance and safety standards.
By partnering with us, you gain more than just an insurance provider — you gain a dedicated risk management ally who knows your business inside and out. We focus on minimizing your downtime, safeguarding your assets, and giving you peace of mind so you can focus on innovation and production.
Insurance for Tool & Die Makers
Protecting California’s Tool & Die Makers with Industry-Focused Coverage
Tool and die makers form the backbone of the manufacturing world. From designing and building precision molds to producing high-tolerance parts, your work requires accuracy, experience, and heavy investment in specialized machinery. But with that precision comes risk — from machine breakdowns and employee injuries to fire, theft, and product liability exposures.
At Metal Shop Insurance, we understand the intricate operations behind every tool and die manufacturing shop. Our team provides comprehensive insurance solutions built to protect your facility, equipment, and employees, while ensuring business continuity even in the face of unforeseen disruptions. Whether you operate a small precision machine shop or a large-scale die-making operation, we design policies that cover your unique exposures and meet California’s strict insurance and safety standards.
By partnering with us, you gain more than just an insurance provider — you gain a dedicated risk management ally who knows your business inside and out. We focus on minimizing your downtime, safeguarding your assets, and giving you peace of mind so you can focus on innovation and production.
Key Risks Faced by Tool & Die Makers
Operating a tool and die shop involves high-value assets and precise technical processes. A single malfunction or mistake can cause costly delays, damaged products, or injured employees. The materials you use, the machines you operate, and the clients you serve all create unique risks that standard insurance often fails to address.
Common risks include:
Machine breakdowns in CNC mills, lathes, EDMs, and grinders.
Property damage from fire, smoke, or electrical surges in workshops.
Employee injuries from operating sharp tools or heavy equipment.
Defective product claims if a die or mold causes issues downstream in production.
Theft or vandalism targeting high-value metals, tools, or computer systems.
Business interruptions caused by equipment failure or power outages.
Cyber threats targeting digital files, CAD designs, or client data.
At Metal Shop Insurance, we identify these exposures early and design custom protection that fits your operations. We understand that your CNC machinery, tooling systems, and finished components are the heart of your business — and we make sure they’re protected under the right coverage.
Key Risks Faced by Tool & Die Makers
Operating a tool and die shop involves high-value assets and precise technical processes. A single malfunction or mistake can cause costly delays, damaged products, or injured employees. The materials you use, the machines you operate, and the clients you serve all create unique risks that standard insurance often fails to address.
Common risks include:
Machine breakdowns in CNC mills, lathes, EDMs, and grinders.
Property damage from fire, smoke, or electrical surges in workshops.
Employee injuries from operating sharp tools or heavy equipment.
Defective product claims if a die or mold causes issues downstream in production.
Theft or vandalism targeting high-value metals, tools, or computer systems.
Business interruptions caused by equipment failure or power outages.
Cyber threats targeting digital files, CAD designs, or client data.
At Metal Shop Insurance, we identify these exposures early and design custom protection that fits your operations. We understand that your CNC machinery, tooling systems, and finished components are the heart of your business — and we make sure they’re protected under the right coverage.
Comprehensive Coverage for Tool & Die Manufacturers
Every tool and die operation is unique — from one-person prototype shops to large-scale production facilities. That’s why we create insurance packages that combine affordability with high-level protection. Our coverage options include:
General Liability Insurance – Covers bodily injury, property damage, or product-related claims from clients or third parties.
Commercial Property Insurance – Protects your building, inventory, and expensive machinery from fire, theft, or natural disasters.
Workers’ Compensation Insurance – Provides medical coverage and wage replacement for employees injured while operating machines or tools.
Equipment Breakdown Insurance – Covers the repair or replacement of CNC machines, presses, and electrical systems after mechanical or electrical failure.
Product Liability Insurance – Protects your business against claims if a faulty mold or die causes damage to another company’s products or equipment.
Business Interruption Insurance – Helps replace lost income and cover expenses if you must halt operations due to covered damage.
Inland Marine Insurance – Covers tools, dies, and materials in transit between facilities or client sites.
Cyber Liability Insurance – Protects against cyberattacks, data breaches, and loss of digital design files or client information.
Commercial Auto Insurance – Covers vehicles used for transporting parts, tools, or finished products.
Umbrella & Excess Liability Coverage – Extends your liability protection limits to safeguard against large lawsuits or claims.
At Metal Shop Insurance, we collaborate with top-rated carriers across California to offer competitive premiums and high-limit protection designed specifically for tool and die operations.
Comprehensive Coverage for Tool & Die Manufacturers
Every tool and die operation is unique — from one-person prototype shops to large-scale production facilities. That’s why we create insurance packages that combine affordability with high-level protection. Our coverage options include:
General Liability Insurance – Covers bodily injury, property damage, or product-related claims from clients or third parties.
Commercial Property Insurance – Protects your building, inventory, and expensive machinery from fire, theft, or natural disasters.
Workers’ Compensation Insurance – Provides medical coverage and wage replacement for employees injured while operating machines or tools.
Equipment Breakdown Insurance – Covers the repair or replacement of CNC machines, presses, and electrical systems after mechanical or electrical failure.
Product Liability Insurance – Protects your business against claims if a faulty mold or die causes damage to another company’s products or equipment.
Business Interruption Insurance – Helps replace lost income and cover expenses if you must halt operations due to covered damage.
Inland Marine Insurance – Covers tools, dies, and materials in transit between facilities or client sites.
Cyber Liability Insurance – Protects against cyberattacks, data breaches, and loss of digital design files or client information.
Commercial Auto Insurance – Covers vehicles used for transporting parts, tools, or finished products.
Umbrella & Excess Liability Coverage – Extends your liability protection limits to safeguard against large lawsuits or claims.
At Metal Shop Insurance, we collaborate with top-rated carriers across California to offer competitive premiums and high-limit protection designed specifically for tool and die operations.
Why Tool & Die Makers Trust Metal Shop Insurance
Your business demands accuracy and reliability — so should your insurance provider. At Metal Shop Insurance, we’ve built our reputation on protecting metal and manufacturing professionals across California. We don’t just sell policies; we help you build a secure foundation for your operation’s success.
Here’s why tool and die makers rely on us:
Industry Expertise: We specialize in metal and manufacturing coverage — understanding the precise risks of machining, tooling, and fabrication.
Custom Solutions: Our insurance programs are tailored to your facility size, workforce, and machinery needs.
Regulatory Compliance: We ensure your coverage meets all California labor, safety, and environmental standards.
Fast Claims Handling: In the event of an incident, our team works quickly to get your shop running again with minimal downtime.
Long-Term Protection: As your business grows, we adapt your policy to include new tools, contracts, and assets.
At Metal Shop Insurance, we’re dedicated to helping California’s tool and die makers stay protected, productive, and profitable. We safeguard your assets and your people, so you can continue to deliver precision and excellence to your clients every day.
Why Tool & Die Makers Trust Metal Shop Insurance
Your business demands accuracy and reliability — so should your insurance provider. At Metal Shop Insurance, we’ve built our reputation on protecting metal and manufacturing professionals across California. We don’t just sell policies; we help you build a secure foundation for your operation’s success.
Here’s why tool and die makers rely on us:
Industry Expertise: We specialize in metal and manufacturing coverage — understanding the precise risks of machining, tooling, and fabrication.
Custom Solutions: Our insurance programs are tailored to your facility size, workforce, and machinery needs.
Regulatory Compliance: We ensure your coverage meets all California labor, safety, and environmental standards.
Fast Claims Handling: In the event of an incident, our team works quickly to get your shop running again with minimal downtime.
Long-Term Protection: As your business grows, we adapt your policy to include new tools, contracts, and assets.
At Metal Shop Insurance, we’re dedicated to helping California’s tool and die makers stay protected, productive, and profitable. We safeguard your assets and your people, so you can continue to deliver precision and excellence to your clients every day.
- FAQs
Common Insurance Questions for Metal & Manufacturing Businesses
Most shops need general liability, workers’ compensation, property, and equipment breakdown insurance. Additional coverage like cyber or product liability may also be necessary.
Yes. Equipment Breakdown Insurance covers repair or replacement of CNC machines and other specialized tools if they fail due to a covered mechanical or electrical issue.
Yes. Inland Marine Insurance protects your tools, dies, and parts while they’re being transported to or from client locations.
We’re experts in insuring metal, machining, and fabrication businesses across California. Our specialized knowledge ensures you get tailored protection, competitive pricing, and fast claim resolution.