Insurance for Construction & Erection Contractors
Insurance for Construction & Erection Contractors
Building Protection for Those Who Build California
Construction and erection contractors form the backbone of California’s infrastructure — raising steel frameworks, fabricating beams, installing columns, and shaping the skylines of tomorrow. Whether you specialize in commercial steel erection, industrial assembly, or heavy construction, your work involves high risk, complex contracts, and costly materials.
At Metal Shop Insurance, we understand that every job site is a mix of precision, danger, and responsibility. Our specialized insurance for construction and erection contractors provides tailored protection against job-site accidents, property damage, equipment loss, and liability claims — ensuring your crew and company stay covered through every phase of a project.
We don’t just insure construction work — we protect the people, tools, and trust that make it all possible.
Insurance for Construction & Erection Contractors
Building Protection for Those Who Build California
Construction and erection contractors form the backbone of California’s infrastructure — raising steel frameworks, fabricating beams, installing columns, and shaping the skylines of tomorrow. Whether you specialize in commercial steel erection, industrial assembly, or heavy construction, your work involves high risk, complex contracts, and costly materials.
At Metal Shop Insurance, we understand that every job site is a mix of precision, danger, and responsibility. Our specialized insurance for construction and erection contractors provides tailored protection against job-site accidents, property damage, equipment loss, and liability claims — ensuring your crew and company stay covered through every phase of a project.
We don’t just insure construction work — we protect the people, tools, and trust that make it all possible.
Risks Faced by Construction & Erection Contractors
No two construction sites are alike, and neither are their risks. From steel erection projects to on-site welding and crane work, contractors face numerous exposures that can lead to severe financial losses if uninsured.
Common risks include:
Job-site injuries from falls, machinery accidents, or welding hazards.
Property damage to client sites, equipment, or nearby structures.
Equipment loss or breakdown due to mechanical failure, fire, or theft.
Liability claims arising from faulty installation, structural defects, or construction errors.
Vehicle accidents while transporting materials, steel frames, or heavy tools.
Weather-related delays or site damage during construction.
Contract disputes over delays or damaged materials.
Environmental risks from fuel leaks or waste disposal.
Without the right protection, one job-site incident could disrupt operations, strain relationships, and cost your business thousands.
Risks Faced by Construction & Erection Contractors
No two construction sites are alike, and neither are their risks. From steel erection projects to on-site welding and crane work, contractors face numerous exposures that can lead to severe financial losses if uninsured.
Common risks include:
Job-site injuries from falls, machinery accidents, or welding hazards.
Property damage to client sites, equipment, or nearby structures.
Equipment loss or breakdown due to mechanical failure, fire, or theft.
Liability claims arising from faulty installation, structural defects, or construction errors.
Vehicle accidents while transporting materials, steel frames, or heavy tools.
Weather-related delays or site damage during construction.
Contract disputes over delays or damaged materials.
Environmental risks from fuel leaks or waste disposal.
Without the right protection, one job-site incident could disrupt operations, strain relationships, and cost your business thousands.
Comprehensive Insurance Coverage for Contractors and Erectors
At Metal Shop Insurance, we build strong insurance foundations for California’s construction professionals. Our tailored coverage ensures your business remains secure — whether you’re erecting multi-story structures or managing on-site fabrication teams.
Essential coverages include:
General Liability Insurance – Covers property damage or bodily injury claims from third parties on the job site.
Workers’ Compensation Insurance – Provides wage and medical protection for injured employees — a must for all California contractors.
Commercial Auto Insurance – Covers trucks, vans, and heavy transport vehicles used to move equipment and materials.
Inland Marine Insurance – Protects tools, welding rigs, and materials in transit or stored temporarily at project sites.
Equipment Breakdown Insurance – Covers the sudden failure of cranes, lifts, welders, and power systems.
Commercial Property Insurance – Protects your warehouse, office, and stored materials from fire, theft, and natural disasters.
Builder’s Risk Insurance – Provides temporary coverage for materials and structures under construction until completion.
Umbrella & Excess Liability Insurance – Adds extra protection beyond standard policy limits, ideal for large-scale or public contracts.
Pollution Liability Insurance – Covers environmental cleanup or third-party claims related to hazardous materials.
Professional Liability Insurance (E&O) – Protects against claims of negligence, design errors, or construction advice that cause financial loss.
Whether you’re working on small steel installations or high-rise erections, our policies scale with your business and contract requirements.
Comprehensive Insurance Coverage for Contractors and Erectors
At Metal Shop Insurance, we build strong insurance foundations for California’s construction professionals. Our tailored coverage ensures your business remains secure — whether you’re erecting multi-story structures or managing on-site fabrication teams.
Essential coverages include:
General Liability Insurance – Covers property damage or bodily injury claims from third parties on the job site.
Workers’ Compensation Insurance – Provides wage and medical protection for injured employees — a must for all California contractors.
Commercial Auto Insurance – Covers trucks, vans, and heavy transport vehicles used to move equipment and materials.
Inland Marine Insurance – Protects tools, welding rigs, and materials in transit or stored temporarily at project sites.
Equipment Breakdown Insurance – Covers the sudden failure of cranes, lifts, welders, and power systems.
Commercial Property Insurance – Protects your warehouse, office, and stored materials from fire, theft, and natural disasters.
Builder’s Risk Insurance – Provides temporary coverage for materials and structures under construction until completion.
Umbrella & Excess Liability Insurance – Adds extra protection beyond standard policy limits, ideal for large-scale or public contracts.
Pollution Liability Insurance – Covers environmental cleanup or third-party claims related to hazardous materials.
Professional Liability Insurance (E&O) – Protects against claims of negligence, design errors, or construction advice that cause financial loss.
Whether you’re working on small steel installations or high-rise erections, our policies scale with your business and contract requirements.
Why Choose Metal Shop Insurance for Construction & Erection Contractors
At Metal Shop Insurance, we combine industry knowledge with real-world experience to deliver coverage that meets the demands of California’s construction sector. We’ve helped contractors of all sizes — from small erection teams to major builders — secure affordable, comprehensive protection tailored to their exact trade.
Why contractors trust us:
Trade-Specific Expertise: We understand the complexities of working with steel, heavy machinery, and industrial job sites.
Contract-Ready Coverage: We help you meet project and client insurance requirements quickly with same-day COIs (Certificates of Insurance).
Claims Assistance You Can Count On: Our team ensures fast, fair handling to minimize downtime after incidents.
Custom Policy Design: Every contractor’s work is different — we create insurance that fits your tools, crew, and contract obligations.
California Compliance: We keep you aligned with all state construction and labor insurance laws.
With Metal Shop Insurance, you get more than coverage — you get a long-term partner who helps you stay secure, competitive, and confident on every project.
Why Choose Metal Shop Insurance for Construction & Erection Contractors
At Metal Shop Insurance, we combine industry knowledge with real-world experience to deliver coverage that meets the demands of California’s construction sector. We’ve helped contractors of all sizes — from small erection teams to major builders — secure affordable, comprehensive protection tailored to their exact trade.
Why contractors trust us:
Trade-Specific Expertise: We understand the complexities of working with steel, heavy machinery, and industrial job sites.
Contract-Ready Coverage: We help you meet project and client insurance requirements quickly with same-day COIs (Certificates of Insurance).
Claims Assistance You Can Count On: Our team ensures fast, fair handling to minimize downtime after incidents.
Custom Policy Design: Every contractor’s work is different — we create insurance that fits your tools, crew, and contract obligations.
California Compliance: We keep you aligned with all state construction and labor insurance laws.
With Metal Shop Insurance, you get more than coverage — you get a long-term partner who helps you stay secure, competitive, and confident on every project.
- FAQs
Common Insurance Questions for Metal & Manufacturing Businesses
In California, Workers’ Compensation Insurance is required for all contractors with employees. Most clients also demand proof of General Liability and Commercial Auto Insurance before work begins.
Yes. Inland Marine Insurance protects your tools, materials, and machinery while in transit or stored temporarily off-site.
Builder’s Risk Insurance covers materials and property under construction, while General Liability covers third-party injuries or property damage related to your operations.
Yes. Metal Shop Insurance offers bundled plans that combine liability, property, and equipment protection — saving you time and lowering your premium costs.