Insurance for Crane Operators & Rigging Companies
Insurance for Crane Operators & Rigging Companies
Heavy Lifting Requires Heavy Protection
Operating cranes and managing rigging operations demands precision, strength, and safety — but it also comes with enormous risk. One minor error in load balance, cable integrity, or ground stability can lead to property damage, injuries, or even catastrophic loss.
At Metal Shop Insurance, we specialize in insurance for crane operators and rigging companies across California. Our customized coverage helps safeguard your business from job-site hazards, mechanical failures, liability claims, and costly equipment damage. Whether you operate mobile cranes, tower cranes, or heavy-lift rigs, we provide peace of mind so you can focus on precision lifting and safe operations — not financial risk.
Crane work is never light, but your protection can be strong.
Insurance for Crane Operators & Rigging Companies
Heavy Lifting Requires Heavy Protection
Operating cranes and managing rigging operations demands precision, strength, and safety — but it also comes with enormous risk. One minor error in load balance, cable integrity, or ground stability can lead to property damage, injuries, or even catastrophic loss.
At Metal Shop Insurance, we specialize in insurance for crane operators and rigging companies across California. Our customized coverage helps safeguard your business from job-site hazards, mechanical failures, liability claims, and costly equipment damage. Whether you operate mobile cranes, tower cranes, or heavy-lift rigs, we provide peace of mind so you can focus on precision lifting and safe operations — not financial risk.
Crane work is never light, but your protection can be strong.
Understanding the Risks in Crane & Rigging Operations
Crane operators and rigging professionals face some of the most complex liability exposures in the construction and industrial world. Your daily work involves coordinating multi-ton lifts, navigating tight spaces, and managing expensive machinery — often on high-risk job sites.
Common risks include:
Load drops or swings causing property damage or injuries.
Crane tip-overs or boom collapses due to unstable ground or operator error.
Rigging failures leading to structural or equipment damage.
Equipment breakdowns that halt operations and delay projects.
Employee injuries during setup, hoisting, or dismantling.
Third-party property claims if materials strike nearby vehicles or buildings.
Transport accidents while moving cranes or rigging gear to job sites.
Contractual liability from project delays or unmet safety requirements.
Without the right insurance, even one incident could result in massive repair bills, lawsuits, or lost contracts.
Understanding the Risks in Crane & Rigging Operations
Crane operators and rigging professionals face some of the most complex liability exposures in the construction and industrial world. Your daily work involves coordinating multi-ton lifts, navigating tight spaces, and managing expensive machinery — often on high-risk job sites.
Common risks include:
Load drops or swings causing property damage or injuries.
Crane tip-overs or boom collapses due to unstable ground or operator error.
Rigging failures leading to structural or equipment damage.
Equipment breakdowns that halt operations and delay projects.
Employee injuries during setup, hoisting, or dismantling.
Third-party property claims if materials strike nearby vehicles or buildings.
Transport accidents while moving cranes or rigging gear to job sites.
Contractual liability from project delays or unmet safety requirements.
Without the right insurance, even one incident could result in massive repair bills, lawsuits, or lost contracts.
Comprehensive Insurance Coverage for Crane Operators & Riggers
At Metal Shop Insurance, we design tailored insurance programs for crane and rigging companies in California — ensuring compliance with state laws, contract requirements, and OSHA standards.
Key coverages include:
General Liability Insurance – Protects against third-party property damage and bodily injury claims from crane or rigging operations.
Workers’ Compensation Insurance – Covers medical costs and lost wages for injured employees — mandatory in California.
Commercial Auto Insurance – Covers company vehicles used to transport cranes, booms, or rigging equipment.
Inland Marine Insurance – Protects tools, rigging hardware, and mobile cranes while in transit or on job sites.
Equipment Breakdown Insurance – Covers the repair or replacement of mechanical and electrical crane components after sudden failure.
Commercial Property Insurance – Safeguards offices, repair yards, and storage facilities against fire, theft, and natural disasters.
Umbrella & Excess Liability Insurance – Adds higher protection limits for large contracts or high-risk lifting operations.
Riggers Liability Insurance – Essential coverage for damages to others’ property or loads while being lifted or moved.
Pollution Liability Insurance – Covers environmental cleanup costs in case of hydraulic fluid or fuel spills.
Professional Liability (E&O) – Covers errors in planning or supervision of lift operations that lead to losses.
Every crane operation is unique — from small rigging contractors to large-scale industrial lifting — which is why we customize every policy to your operations, equipment type, and client requirements.
Comprehensive Insurance Coverage for Crane Operators & Riggers
At Metal Shop Insurance, we design tailored insurance programs for crane and rigging companies in California — ensuring compliance with state laws, contract requirements, and OSHA standards.
Key coverages include:
General Liability Insurance – Protects against third-party property damage and bodily injury claims from crane or rigging operations.
Workers’ Compensation Insurance – Covers medical costs and lost wages for injured employees — mandatory in California.
Commercial Auto Insurance – Covers company vehicles used to transport cranes, booms, or rigging equipment.
Inland Marine Insurance – Protects tools, rigging hardware, and mobile cranes while in transit or on job sites.
Equipment Breakdown Insurance – Covers the repair or replacement of mechanical and electrical crane components after sudden failure.
Commercial Property Insurance – Safeguards offices, repair yards, and storage facilities against fire, theft, and natural disasters.
Umbrella & Excess Liability Insurance – Adds higher protection limits for large contracts or high-risk lifting operations.
Riggers Liability Insurance – Essential coverage for damages to others’ property or loads while being lifted or moved.
Pollution Liability Insurance – Covers environmental cleanup costs in case of hydraulic fluid or fuel spills.
Professional Liability (E&O) – Covers errors in planning or supervision of lift operations that lead to losses.
Every crane operation is unique — from small rigging contractors to large-scale industrial lifting — which is why we customize every policy to your operations, equipment type, and client requirements.
Why Choose Metal Shop Insurance for Crane & Rigging Coverage
When you handle heavy lifting, you need an insurance partner that understands your business inside and out. Metal Shop Insurance has years of experience working with crane operators, steel erectors, and heavy construction companies throughout California.
Why companies trust us:
Industry Expertise: We know crane and rigging risks — from swing radius to lift plans.
Certificate-Ready Policies: Get COIs (Certificates of Insurance) quickly to meet client or project demands.
Custom Coverage Packages: Tailored to your fleet, crane types, job size, and contractual obligations.
Rapid Claims Support: Our dedicated claims specialists help minimize downtime and get you back to work faster.
California Compliance: All our policies align with state construction, safety, and insurance requirements.
With Metal Shop Insurance, you don’t just buy coverage — you invest in confidence, safety, and the future of your business.
Why Choose Metal Shop Insurance for Crane & Rigging Coverage
When you handle heavy lifting, you need an insurance partner that understands your business inside and out. Metal Shop Insurance has years of experience working with crane operators, steel erectors, and heavy construction companies throughout California.
Why companies trust us:
Industry Expertise: We know crane and rigging risks — from swing radius to lift plans.
Certificate-Ready Policies: Get COIs (Certificates of Insurance) quickly to meet client or project demands.
Custom Coverage Packages: Tailored to your fleet, crane types, job size, and contractual obligations.
Rapid Claims Support: Our dedicated claims specialists help minimize downtime and get you back to work faster.
California Compliance: All our policies align with state construction, safety, and insurance requirements.
With Metal Shop Insurance, you don’t just buy coverage — you invest in confidence, safety, and the future of your business.
- FAQs
Common Insurance Questions for Metal & Manufacturing Businesses
Yes — Riggers Liability Insurance is essential for any business lifting or moving others’ property. It covers damages to loads that you don’t own while under your care, custody, or control.
Yes. Through Inland Marine or Commercial Auto coverage, your cranes and rigging gear are protected while being transported or temporarily stored.
It depends on your policy. Equipment Breakdown and General Liability typically cover mechanical failure and resulting property damage or injuries, while physical damage to the crane itself can be included under Inland Marine coverage.
Absolutely. We offer comprehensive insurance packages that combine liability, property, workers’ comp, and riggers liability to simplify management and reduce overall premiums.