At Metal Shop Insurance, we design coverage that fits the specific needs of contractors working in industrial environments — whether you’re a one-person operation or manage a full crew.

Recommended coverages include:

• General Liability Insurance – Protects your business from third-party bodily injury and property damage claims arising from maintenance activities.

• Professional Liability (Errors & Omissions) – Covers financial losses if your maintenance or inspection work leads to equipment failure or production downtime.

• Workers’ Compensation Insurance – Provides wage and medical protection for employees injured on the job.

• Commercial Property Insurance – Safeguards your shop, tools, spare parts, and office equipment from fire, theft, or weather damage.

• Inland Marine Insurance – Covers portable tools, diagnostic devices, and machinery while in transit or used on job sites.

• Commercial Auto Insurance – Protects work vehicles, vans, or trucks used to transport staff and equipment.

• Equipment Breakdown Insurance – Covers the cost of repairing or replacing mechanical and electrical systems critical to your operation.

• Pollution Liability Insurance – Provides coverage for cleanup or environmental damage if an accident causes a chemical or oil spill.

• Business Interruption Insurance – Helps replace lost income if your operations stop due to a covered loss such as fire or mechanical failure.

• Umbrella Liability Insurance – Extends your liability coverage for contracts with high insurance requirements or large industrial clients.

With our policies, you can work confidently knowing every aspect of your business — from employees to heavy tools — is fully covered.